Sample Answer to Adversary Complaint in United States Bankruptcy Court

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This sample answer to adversary complaint is for use by a defendant in an adversary proceeding in United States Bankruptcy Court. The answer was used in the central district of California but could be modified for use in any bankruptcy court in the United States. The answer has been revised and updated in 2016 and  includes brief instructions, ten affirmative defenses and a proof of service by mail. The author is an entrepreneur and freelance paralegal that has worked in California and Federal litigation since 1995 and has used this sample for many years. Note that the author is NOT an attorney and no guarantee or warranty is provided.